:root{--navy:#0B1F3A;--navy2:#16325c;--gold:#B8935A;--gold-d:#8a6a35;--beige:#F5EFE6;--ink:#1d2433;--mute:#566074;--line:#e3dccf;--w:1120px;--serif:"Iowan Old Style","Palatino Linotype",Palatino,Georgia,serif;--sans:system-ui,-apple-system,"Segoe UI",Roboto,"Noto Sans",sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:17px/1.65 var(--sans);color:var(--ink);background:#fff}
img,svg{max-width:100%}a{color:var(--navy2)}h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.2;font-weight:600;margin:0 0 .6em}
h1{font-size:clamp(2rem,5vw,3.2rem)}h2{font-size:clamp(1.55rem,3vw,2.2rem)}h3{font-size:1.2rem}p{margin:0 0 1em;max-width:70ch}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}.skip{position:absolute;left:-999px;background:#fff;padding:.6rem}.skip:focus{left:8px;top:8px;z-index:99}
.wrap{max-width:var(--w);margin:0 auto;padding:0 20px}section{padding:72px 0}.alt{background:var(--beige)}
header.top{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:68px}
.brand{font:600 1.25rem var(--serif);color:var(--navy);text-decoration:none;display:flex;align-items:center;gap:10px}
.brand i{width:34px;height:34px;border:2px solid var(--gold);border-radius:50%;display:grid;place-items:center;font:600 1rem var(--serif);color:var(--gold-d);font-style:normal}
nav ul{list-style:none;display:flex;gap:20px;margin:0;padding:0;align-items:center}nav a{text-decoration:none;color:var(--ink);font-size:.95rem}nav a[aria-current=page]{color:var(--gold-d);font-weight:600}
.btn{display:inline-block;padding:.8rem 1.4rem;border-radius:4px;font-weight:600;text-decoration:none;border:2px solid var(--gold);background:var(--gold);color:var(--navy);cursor:pointer;font-size:1rem;font-family:inherit}
.btn:hover{background:#c9a56b}.btn.ghost{background:transparent;color:#fff;border-color:#fff}.btn.ghost.dk{color:var(--navy);border-color:var(--navy)}.btn.navy{background:var(--navy);color:#fff;border-color:var(--navy)}
.menu{display:none;background:none;border:1px solid var(--line);border-radius:4px;padding:.5rem .7rem;font-size:1rem}
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 100%);color:#fff;padding:96px 0 88px;position:relative;overflow:hidden}
.hero:before{content:"";position:absolute;right:-120px;top:-120px;width:520px;height:520px;border:1px solid rgba(184,147,90,.45);border-radius:50%;box-shadow:0 0 0 60px rgba(184,147,90,.06),0 0 0 120px rgba(184,147,90,.04)}
.hero h1{color:#fff;max-width:18ch}.hero p{color:#dbe3f0;font-size:1.15rem}.hero .wrap{position:relative}.cta{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0 20px}.note{font-size:.92rem;color:#c3cde0;border-left:3px solid var(--gold);padding-left:12px}
.grid{display:grid;gap:20px;grid-template-columns:repeat(auto-fill,minmax(290px,1fr))}
.svc{display:block;text-decoration:none;color:inherit;background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);padding:24px;border-radius:2px;transition:box-shadow .2s}.svc:hover{box-shadow:0 8px 24px rgba(11,31,58,.1)}.svc p{color:var(--mute);font-size:.97rem;margin:0}
.ic{width:30px;height:30px;stroke:var(--gold-d);fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round;margin-bottom:12px}
.split{display:grid;gap:48px;grid-template-columns:1fr 1.3fr;align-items:center}.portrait{aspect-ratio:4/5;background:linear-gradient(160deg,var(--beige),#e6dac5);border:1px solid var(--line);display:grid;place-items:center;text-align:center;color:var(--mute);padding:20px;font-size:.95rem}
.why{list-style:none;padding:0;display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}.why li{padding-left:16px;border-left:3px solid var(--gold)}.why strong{display:block;color:var(--navy)}
.steps{counter-reset:s;list-style:none;padding:0;display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}.steps li{counter-increment:s;padding-top:14px;border-top:2px solid var(--gold)}.steps li:before{content:counter(s);font:600 1.6rem var(--serif);color:var(--gold-d);display:block}.steps strong{color:var(--navy)}
details{border-bottom:1px solid var(--line);padding:16px 0}summary{cursor:pointer;font-weight:600;color:var(--navy);font-size:1.05rem}details p{margin:.7em 0 0;color:var(--ink)}
.crumbs{background:var(--beige);font-size:.9rem;padding:12px 0}.crumbs ol{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px}.crumbs li+li:before{content:"/";margin-right:8px;color:var(--mute)}
.page-h{background:var(--navy);color:#fff;padding:56px 0}.page-h h1{color:#fff;margin:0;max-width:24ch}
.prose h2{margin-top:1.6em}.prose ul{padding-left:1.2em}.prose li{margin-bottom:.4em}.side{background:var(--beige);padding:24px;border-top:3px solid var(--gold)}.cols{display:grid;gap:48px;grid-template-columns:2fr 1fr}.side a{display:block;margin:6px 0}
.disc{font-size:.9rem;color:var(--mute);border:1px solid var(--line);padding:14px 16px;background:#fff;margin:32px 0 0}
form{display:grid;gap:16px}label{font-weight:600;display:block;margin-bottom:4px;font-size:.95rem}input,select,textarea{width:100%;padding:.75rem;border:1px solid #b9b2a3;border-radius:4px;font:inherit;background:#fff}textarea{min-height:110px}
.row{display:grid;gap:16px;grid-template-columns:1fr 1fr}.chk{display:flex;gap:10px;align-items:flex-start;font-weight:400}.chk input{width:auto;margin-top:.35rem}.hp{position:absolute;left:-9999px}
.status{padding:12px 14px;border-radius:4px;display:none}.status.ok{display:block;background:#e7f4ea;color:#1c5a2b}.status.err{display:block;background:#fdeaea;color:#8a1f1f}
footer{background:var(--navy);color:#cfd8e8;padding:56px 0 100px;font-size:.95rem}footer a{color:#fff}footer h3{color:#fff;font-size:1.05rem}footer ul{list-style:none;padding:0;margin:0}footer li{margin:6px 0}.fgrid{display:grid;gap:32px;grid-template-columns:1.4fr 1fr 1fr}.fine{border-top:1px solid rgba(255,255,255,.15);margin-top:32px;padding-top:20px;font-size:.85rem;color:#aab6cc}
.sticky{display:none}.post-meta{color:var(--mute);font-size:.92rem}
@media(max-width:860px){.menu{display:block}nav ul{display:none;position:absolute;left:0;right:0;top:68px;background:#fff;flex-direction:column;align-items:flex-start;padding:16px 20px;border-bottom:1px solid var(--line)}nav ul.open{display:flex}.hdr-call{display:none}.split,.cols,.fgrid,.row{grid-template-columns:1fr}section{padding:52px 0}
.sticky{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:60;background:#fff;border-top:1px solid var(--line);padding:8px;gap:8px}.sticky .btn{flex:1;text-align:center;padding:.7rem .4rem}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}